Inventory Purchasing Assistance

Access the inventory you need, now.

You need inventory to keep growing your business and meeting customer needs, but you don’t have the working capital you need to purchase it. Or perhaps your supplier offers a healthy discount for early payment, but you don’t have the cash on hand to pay early. Millennium Funding can release the working capital trapped in your supply chain to help you fuel your business with IPA. You get the goods and materials you need and can take advantage of discounts, improve negotiating power and unlock working capital in your supply chain.

How it works

We pay your suppliers up front; you get the inventory you need immediately and have extended terms to pay us back.


  • Immediate working capital for creditworthy customers
  • Cost-effective, flexible solution
  • Extended terms
  • Improves supplier relationships
  • Unsecured financing without any change to existing bank relationship or loan
  • Does not disrupt your logistics
  • Works with manufacturers, distributors and resellers


Q. What is Inventory Purchasing Assistance (IPA)?

A. It’s a flexible funding solution that helps you optimize your cash flow and still be able to purchase the inventory you need. Essentially, you’re buying time to complete a product or service and receive payment from your customer.

Q. How long are your extended terms?

A. Negotiable, up to 90 days.

Q. What is the fee?

A. Fees are based on the length of time the invoice is outstanding.